What to Expect From Your Insurance Company

When you or a loved one has been injured in an accident, the last thing that you want to do is face a powerful insurance company. Even if you know your insurance agent by name, you may face pushback when you ask for damages to cover all of your accident injuries. Insurance companies, like any business, are focused on one thing: making a profit.

At Greene Broillet & Wheeler, LLP, we are focused on something else: you. We have extensive resources that allow us to front all the costs of accident litigation. You do not pay us until you recover compensation for your injuries.

And we will not accept any settlement but a fair settlement. If an insurance company refuses to act fairly, we have the resources and experience to take it to court. Contact us to discuss your auto accident case.

How Will My Insurance Company Respond to My Accident Claim?

After you file a claim with your insurance company, it will contact you asking for more details about the accident. You may be asked to give a written or recorded statement. The statement you make can affect your settlement offer and any ensuing litigation. We strongly recommend having a California accident attorney speak on your behalf.

Next, your insurance company may contact witnesses and other drivers to understand the extent of the accident and, it hopes, to build evidence that lowers the value of your claim. It will also review any documentation that you provide regarding medical payments, rehabilitation costs, lost wages and other damages resulting from the accident.

After its investigation is complete, your insurance company may offer you a settlement. This is rarely a final offer. You do not have to, and should not, accept it. Instead, your personal injury lawyer can attend settlement conferences to discuss the settlement and negotiate for a better result.

Your Advocate Against Powerful Insurance Companies

You and your insurance company have a business relationship — you pay it premiums in exchange for financial support should you be involved in an accident. Yet, when it comes time for the company to pay its end of the bargain, it often becomes an adversary.

It is not right, but injured individuals with attorneys tend to receive higher personal injury settlements and verdicts than those who represent themselves in negotiations with their insurance companies. Contact us to discuss your case. We represent clients in Los Angeles and throughout California.